This Spanish-English glossary is our attempt to make buying or selling property in Spain a little bit easier. We think we have included all the most important Spanish terms related to house-buying and their English equivalent. Click on the word to get a much fuller description of each term on a seperate page. If you want to suggest a term we may have left out of this Spanish-English real estate dictionary, send us an email.

Abogado Lawyer/solicitor (see also Solicitor fees in Spain) Administrador de fincas Spanish licensed property administrator Agente de la Propiedad Property Agent Amortización Repayment of loan/mortgage, depreciation Arbitraje Arbitration Arras Down Payment, deposit Arrendador Landlord Arrendatario Tenant Aval Loan guarantee Avalista Guarantor (of a loan) Bungalow 2 or 3 storey terraced house Caja de ahorros Spanish savings bank Cargas Charges, burden, arrears Catastro Spanish Land Register Cláusula Clause in a contract Cláusula abusiva Unfair clause in a contract usually to the detriment of the consumer Cédula de habitabilidad Certificate of occupancy Certificado registral Certificate informing about debts of a specific property Chalet Villa Compra sobre plano Off-plan property purchase Comunidad de propietarios Association of property owners Contrato de arrendamiento Letting/renting contract Contrato de compraventa de vivienda Private property sales contract Cooperativa de viviendas Housing co-operative Cuenta de ahorro vivienda Housing savings account with special tax benefits Derecho de tanteo Right of first refusal Derecho de retracto Right of repurchase Desahucio Eviction División horizontal Official document to describe division pf property between different owners Documento privado Private document Documento público Public document Escritura Deeds Escritura pública de compraventa Title deeds Euribor Official Euro Interbank offered interest rate Fianza Deposit Finca Estate Folleto informativo Information leaflet/brochure Gestoría Firm specialised in obtaining official authorisations, permits, licences etc Gestoras de cooperatives Firm specialised in obtaining official paperwork in relation to housing co-operatives Hipoteca Mortgage in Spain

Hipotecar to mortgage Hipoteca de inversión Endowment mortgage Hipotecable Mortgageable IBI Impuesto sobre Bienes Inmuebles Spanish yearly property tax Impuesto sobre actos jurídicos documentados Legal documentation tax Impuesto sobre el Incremento del Valor de Terrenos Tax on the increase of land value Impuesto sobre el patrimonio Capital gains tax Spain Inmobiliaira Estate agent IVA Vivienda Property VAT Libre de cargas Free of debts Libro del edificio Documents handed over by the promoter when a building is finished Licencia de obra Building permission N.I.E. NIE Notario Notary Nota simple registral Certificate from a property register Novación Renegotiation of mortgage terms Obra Nueva Document certifying a brand new building Oferta vinculante Bank document certifying the exact mortgage conditions Pago en efectivo Cash payment Parcela Plot of land Piso Flat Poder Power of attorney Préstamo con techo Loan with variable interest rates with a fixed minimum and maximum Préstamo cualificado VPO Special loan given only for the purchase of low-cost housing Préstamo hipotecario Mortgage loan Plusvalía Municipal Capital gains tax on the sale of property Proindiviso Co-ownership, when a property has more that one owner Promotor Property developer Registro de la propiedad Property ownership register Representante fiscal Official tax representative Residencia (permiso) Residency permit Residente Resident Segunda vivienda Second home Seguro multirreisgo hogar House insurance Se alquila For rent Se vende For sale Seguro de amortización de préstamos Loan repayment insurance Señal Deposit, down payment Subvención Subsidy Superficie útil Useable square metres in a property Tasación Independent valuation of property Terreno Plot of land Tipo de interés Interest rate Tipo sustitutivo de referencia Substitution of the official interest rate - for example the euribor Titulo de propiedad Deeds stating the ownership of property, date of sale etc... Valor catastral Registered value of land Verificación Verification Vivienda de Protección Oficial (VPO) Low-cost housing subsidised by the state

Property in Spain