Spanish-English glossary real estate

This Spanish-English glossary is our attempt to make buying or selling property in Spain a little bit easier.

We think we have included all the most important Spanish terms related to house-buying and their English equivalent.

Click on the word to get a much fuller description of each term on a seperate page. If you want to suggest a term we may have left out of this Spanish-English real estate dictionary, send us an email.

Abogado	Lawyer/solicitor (see also Solicitor fees in Spain)	Hipotecar	to mortgage
Administrador de fincas	Spanish licensed property administrator	Hipoteca de inversión	Endowment mortgage
Agente de la Propiedad	Property Agent	Hipotecable	Mortgageable
Amortización	Repayment of loan/mortgage, depreciation	IBI Impuesto sobre Bienes Inmuebles	Spanish yearly property tax
Arbitraje	Arbitration	Impuesto sobre actos jurídicos documentados	Legal documentation tax
Arras	Down Payment, deposit	Impuesto sobre el Incremento del Valor de Terrenos	Tax on the increase of land value
Arrendador	Landlord	Impuesto sobre el patrimonio	Capital gains tax Spain
Arrendatario	Tenant	Inmobiliaira	Estate agent
Aval	Loan guarantee	IVA Vivienda	Property VAT
Avalista	Guarantor (of a loan)	Libre de cargas	Free of debts
Bungalow	2 or 3 storey terraced house	Libro del edificio	Documents handed over by the promoter when a building is finished
Caja de ahorros	Spanish savings banks	Licencia de obra	Building permission
Cargas	Charges, burden, arrears	N.I.E.	NIE
Catastro	Spanish Land Register	Notario	Notary
Cláusula	Clause in a contract	Nota simple registral	Certificate from a property register
Cláusula abusiva	Unfair clause in a contract usually to the detriment of the consumer	Novación	Renegotiation of mortgage terms
Cédula de habitabilidad	Certificate of occupancy	Obra Nueva	Document certifying a brand new building
Certificado registral	Certificate informing about debts of a specific property	Oferta vinculante	Bank document certifying the exact mortgage conditions
Chalet	Villa	Pago en efectivo	Cash payment
Compra sobre plano	Off-plan property purchase	Parcela	Plot of land
Comunidad de propietarios	Association of property owners	Piso	Flat
Contrato de arrendamiento	Letting/renting contract	Poder	Power of attorney
Contrato de compraventa de vivienda	Private property sales contract	Préstamo con techo	Loan with variable interest rates with a fixed minimum and maximum
Cooperativa de viviendas	Housing co-operative	Préstamo cualificado VPO	Special loan given only for the purchase of low-cost housing
Cuenta de ahorro vivienda	Housing savings account with special tax benefits	Préstamo hipotecario	Mortgage loan
Derecho de tanteo	Right of first refusal	Plusvalía Municipal	Capital gains tax on the sale of property
Derecho de retracto	Right of repurchase	Proindiviso	Co-ownership, when a property has more that one owner
Desahucio	Eviction	Promotor	Property developer
División horizontal	Official document to describe division pf property between different owners	Registro de la propiedad	Property ownership register
Documento privado	Private document	Representante fiscal	Official tax representative
Documento público	Public document	Residencia (permiso)	Residency permit
Escritura	Deeds	Residente	Resident
Escritura pública de compraventa	Title deeds	Segunda vivienda	Second home
Euribor Official	Euro Interbank offered interest rate	Seguro multirreisgo hogar	House insurance
Fianza	Deposit	Se alquila	For rent
Finca	Estate	Se vende	For sale
Folleto informativo	Information leaflet/brochure	Seguro de amortización de préstamos	Loan repayment insurance
Gestoría	Firm specialised in obtaining official authorisations, permits, licences etc	Señal	Deposit, down payment
Gestoras de cooperatives	Firm specialised in obtaining official paperwork in relation to housing co-operatives	Subvención	Subsidy
Hipoteca	Mortgage in Spain	Superficie útil	Useable square metres in a property
Tipo sustitutivo de referencia	Substitution of the official interest rate - for example the euribor	Tasación	Independent valuation of property
Titulo de propiedad	Deeds stating the ownership of property, date of sale etc...	Terreno	Plot of land
Valor catastral	Registered value of land	Tipo de interés	Interest rate
Verificación	Verification	Vivienda de Protección Oficial (VPO)	Low-cost housing subsidised by the state

	Latest news on the property market in Spain - selection of news articles related to the real estate market here.
	Mortgages in Spain, a brief introduction to the Spanish mortgage market, how it works and interest rates in Spain
	Spanish banks, before applying for a mortgage, find out more about Spain's most popular banks and Spanish savings banks.
	Property taxes in Spain, description of taxes involved in purchasing property and yearly property taxes in Spain.
	Useful Spanish vocab for buying a house - you should learn at least the basic terms. Check out our pronunciation guide too.
	Renting property in Spain - if you want to buy to rent, then read this section and our free notice board of property to rent in Spain.
	Spanish lawyers - information on lawyers fees in Spain for property transactions
	Houses for sale in Spain - take a look at the kind of houses available. Or check out our free Spain property for sale board.

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