Mortgage with Bankinter

How to apply for a mortgage

Section for people wanting to buy, sell or rent property in Spain.

If you want further information about your mortgage application, send us an e-mail to euroresi@euroresidentes.com and we will tell a Bankinter foreign clients executive to contact you by e-mail or telephone (indicate in the email to us which you would prefer). We can also send you a mortgage application form if you require one already.

Don't e-mail us any copies of the documents specified above - you will need to send them directly to your Bankinter Rep once he gets in touch with you.

In order to apply for a mortgage with Bankinter (which is completely free and non-binding for either party) you need the following documents:

Non-resident buyers		Buyers with Spanish residence permit
A copy of your passport Marital status, age, children etc. (married couples applying for a mortgage should provide information about both spouses) Your last three salary pay statements or pension vouchers The last tax declaration made in your home country (P-60) If you are an employer or are self-employed, a copy of your tax returns and annual accounts for the last two fiscal years Information about other properties owned fully or partly Details of the property you are planning to buy A brief description of current job situation, other incomes, investments, debts and other properties whether abroad or in Spain, etc. Information about any other sources of income		Copy of the residence permit Marital status, age, children etc. (married couples applying for a mortgage should provide information about both spouses) Your last three salary pay statements or pension vouchers Details of the property you are going to buy ("Nota Simple") Copy of your last tax declaration Photocopy of the last IBI bill Information about any other owned property Information about any other debts Infformation about any other sources of income Annual accounts for the last two fiscal years (if employer or self-employed)

Other useful links
Latest news on the property market in Spain Selection of news articles related to the real estate market here.
Mortgages in Spain, a brief introduction to the Spanish mortgage market, how it works and interest rates in Spain
Spanish banks, before applying for a mortgage, find out more about Spain's most popular banks and Spanish savings banks.
Property taxes in Spain, description of taxes involved in purchasing property and yearly property taxes in Spain.
Useful Spanish vocab for buying a house - you should learn at least the basic terms. Check out our pronunciation guide too.
Renting property in Spain - if you want to buy to rent, then read this section and our free notice board of property to rent in Spain.
Spanish lawyers - information on lawyers fees in Spain for property transactions
Houses for sale in Spain - take a look at the kind of houses available. Or check out our free Spain property for sale board.

How to apply for a mortgage

Property in Spain