Property in Spain | Buying a house in Spain: FAQS

Extra expenses involved in buying a house in Spain.

What extra expenses should I bear in mind apart from the price of the house itself?

Frequently-asked questions about buying a house in Spain 

Section for people wanting to buy, sell or rent property in Spain.

Buying a house in Spain involves a number of expenses that you sometimes do not know how much they mean and who is liable to pay. Expenses include:






  • Spanish Notary fees. The general rule is that property purchases/sales are conducted before a notary public.
  • Taxes. You must take into account that every purchase/sale of a property in Spain involves taxes. Depending if you are buying a new home (VAT and Stamp Duty Tax), if it is a second hand property (Transfer Tax),taxes shall be considered in advance in order to get to know how much you will have to pay.
  • Property registrar fee. Once taxes are paid, the purchase deeds are registered in the Property Registry that describes the property itself, who owns it and if there are any charges or emcumbrances on it.
  • Legal fees (lawyer).
  • Translation of documents, presence of translators during negotiation and contract-signing. Your legal representative in Spains usually translates these documents for you.
  • Consultant fees. It is very common to get a consultancy company to sort out the paper work prior to buying a house. There are thousands of small consultancies who charge relatively little for doing small administrative jobs or accompanying house-buyers to apply for a NIE, open a Spanish bank account, filling in the necessary tax forms and licences etc. They are called asesorías or gestorías. The first offer the services of qualified lawyers and economists, whereas the second tend to offer more simple services.
  • Estate Agent commission. Do not forget that the one that shall pay their proffessional fees is the party that engaged it, usually the seller or the developer, not the buyer.

It is highly recommended that you receive a breakdown of all the expenses involved in the process so then you will be able to organise your savings in order to successfully complete the purchase/sale .

Taxes paybale when buying a house in Spain here

More property faqs

Other useful links
Latest news on the property market in Spain Selection of news articles related to the real estate market here.
Mortgages in Spain, a brief introduction to the Spanish mortgage market, how it works and interest rates in Spain
Spanish banks, before applying for a mortgage, find out more about Spain's most popular banks and Spanish savings banks.
Property taxes in Spain, description of taxes involved in purchasing property and yearly property taxes in Spain.
Useful Spanish vocab for buying a house - you should learn at least the basic terms. Check out our pronunciation guide too.
Renting property in Spain - if you want to buy to rent, then read this section and our free notice board of property to rent in Spain.
Spanish lawyers - information on lawyers fees in Spain for property transactions
Houses for sale in Spain - take a look at the kind of houses available. Or check out our free Spain property for sale board.
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