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How to apply for a mortgage with Bankinter
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apply mortgage bankinter

 

In order to apply for a mortgage with Bankinter (which is completely free and non-binding for either party) you need the following documents:

Non-resident buyers
Buyers with Spanish residence permit
  • A copy of your passport
  • Marital status, age, children etc. (married couples applying for a mortgage should provide information about both spouses)
  • Your last three salary pay statements or pension vouchers
  • The last tax declaration made in your home country (P-60)
  • If you are an employer or are self-employed, a copy of your tax returns and annual accounts for the last two fiscal years
  • Information about other properties owned fully or partly
  • Details of the property you are planning to buy
  • A brief description of current job situation, other incomes, investments, debts and other properties whether abroad or in Spain, etc.
  • Information about any other sources of income
  • Copy of the residence permit
  • Marital status, age, children etc. (married couples applying for a mortgage should provide information about both spouses)
  • Your last three salary pay statements or pension vouchers
  • Details of the property you are going to buy ("Nota Simple")
  • Copy of your last tax declaration
  • Photocopy of the last IBI bill
  • Information about any other owned property
  • Information about any other debts
  • Infformation about any other sources of income
  • Annual accounts for the last two fiscal years (if employer or self-employed)
If you want further information about your mortgage application, send us an e-mail to euroresi@euroresidentes.com and we will tell a Bankinter foreign clients executive to contact you by e-mail or telephone (indicate in the email to us which you would prefer). We can also send you a mortgage application form if you require one already.

Don't e-mail us any copies of the documents specified above - you will need to send them directly to your Bankinter Rep once he gets in touch with you.


Mortgages for non-residents in Spain 
How to apply for a mortgage with Bankinter
Cost calculator - a simulation of costs involved in your property purchase (mortgage with Bankinter + all other costs)
Mortgage calculator - calculate how much you would have to pay according to how much you need to borrow
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Buying property in Spain

If you want to help non-Spanish property buyers in Spain by sharing your experience of mortgage loans with Spanish banks, write to us at euroresi@euroresidentes.com.

 

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How to apply for a mortgage with Bankinter
 
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